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Loan Programs

Organizations including Community Development Financial Institutions (CDFI's) and business incubators that offer loans and advising to small businesses.

Business Impact NW Loans

Business Impact NW works with small businesses to provide funding from startup to established businesses in need of growth capital. Focused on funding small business owners, especially women, veterans, BIPOC, immigrants, LGBTQ+, and disabled entrepreneurs

Business Oregon State Small Business Credit Initiative (SSBCI)

The state of Oregon applied for federal funds to bolster existing small business financing programs, as well as create new programs to provide and support access to capital for new and growing Oregon businesses.

Community LendingWorks Loans

Affordable business loans with access to a dedicated loan officer.

Craft3 Business Loans

Craft3 is a nonprofit lender that specializes in working with borrowers unable to qualify for bank financing including businesses or nonprofits across the Pacific Northwest.

Kiva Zip Loan Program

Kiva is a non-profit that expands access to capital for entrepreneurs around the world through crowdfunding up to 15,000.

Micro Enterprise Services of Oregon (MESO) Lending

MESO is a designated SBA micro-lender, an IDA fiduciary, a USDA RMAP (Rural Micro-Entrepreneur Assistance Program) lender, and a Community Development Financial Institution (CDFI)

Oregon Association of Minority Entrepreneurs (OAME) Access to Capital

OAME’s subsidiary company, Oregon Association of Minority Entrepreneurs Credit Corporation (OAMECC), provides SBA Loans to help minority small businesses succeed and grow through technical assistance and access to needed capital.

Oregon Small Business Development Center (SBDC) Capital Access Team

Following an online readiness assessment, CAT advisers prepare business owners for funding through one-on-one guidance on business planning, financial projections, developing a finance strategy, and assisting with funder relations and connections.

Oregon Startup Center

Early-stage business incubator offering technical support, access to large network, training events, market validation, financial literacy and investor readiness. OSC mentors and helps founders access potential investors.

Small Business Administration (SBA) Funding Programs

Find funding to start or grow a business, or to help a business recover after a declared disaster.